Saturday, February 21, 2009

How To Avoid Getting Lost While Backpacking

If you?ve decided to go backpacking, hiking, and camping somewhere fairly close to home but in the ?back country? (out in the wild), there are a few tips and guidelines you should follow in order to avoid getting lost. Getting lost may seem like a mere inconvenience, but you really can put yourself in a life-threatening situation.

First, while some avid backpackers prefer to go alone to just enjoy nature and solitude, it?s best to take somebody with you in case you run into trouble and need help?or if you do happen to get lost, you can work together to avoid panic, and keep warm, fed, safe, and sheltered.

Second, make sure somebody (a close relative or friend) back home knows where you?re going and for how long you?ll be gone. Even just a general guideline of the area in which you?ll be backpacking and your estimated time of return (?We should be back by the end of the weekend,? for example), will make a big difference for your rescuers in being able to locate you faster should you get lost.

Next, take along a detailed map of the area. An updated topographical map of the area in which you?ll be backpacking, and specifically the trails you?ll be hiking and the sites in which you may decide to camp, will make a big difference in ensuring you don?t get lost. However, make sure you can understand and properly read the map before you embark on your backpacking-in-the-wild adventure. If the area and trails are fairly established, you can easily find maps at park services, ranger stations, and likely on the trails themselves. Maps can also be located online, and use Google Earth to locate a particularly ?wild? patch of land.

Just as important as a detailed map of the area is a compass. You must make sure you know how to use one though. It will not be much good to you if you happen to get yourself lost out in the wild. However, make sure you use your compass right from the moment you enter the wild back country, as it will help you to stay on course and help you avoid getting lost in the first place. A GPS can also come in handy?if you can afford it, that is. However, like a compass, a GPS is only effective if you use it as you go, rather than just pulling it out as soon as you happen to think you might be lost. Don?t forget back-up batteries!

Finally, as you?re backpacking, take keen notice of your surroundings?watch for specific landmarks you can use as a guide if you happen to go off trail or get lost, and you need to backtrack.

Mark Hammond is the marketing manager for National Hotels - a UK Hotel Directory and Travel Resource


Friday, February 20, 2009

Online Real Estate Courses

Buying a home is a major decision because it involves choosing a place where you will live for a number of years. This decision also has major implications on your financial status because of the usually high cost of homes and the loan applications that accompany such purchases.

Due to the enormity of the decision of purchasing a piece of property, most buyers solicit the help of real estate agents. Real estate agents are persons licensed by the government of a certain jurisdiction to handle real estate sales. Usually, real estate agents are under the employ of real estate brokers who can be either individuals or companies that have overall responsibility for the actions of real estate agents. There are also instances when real estate agents use the services of real estate appraisers to help them determine the market value of a home that is put up for sale.

Getting a License

Given the delicate and complex nature of real estate transactions, it is important that buyers get the right information so that they are properly guided in their decisions. Real estate agents, brokers, and appraisers need to have an understanding of the market and the technical aspect of real estate. To be able to get a level of competence in real estate, these persons need to take courses on the different aspect of real estate and take a licensing exam so that they can be certified by the state as persons who can handle real estate transactions.

Traditionally, people who wish to become agents, brokers, and appraisers enroll in institutions that offer courses on real estate subjects and take the subsequent exams for licensing afterwards. However, it is now possible for people who to take these courses in the comfort of their own homes because online courses are available on the Internet.

Online Courses

A search on the Internet can lead to you to a large number of online schools that offer real estate courses. Under this set-up, students enroll online, receive their materials through e-mail and they take exams online. These online courses promise that taking these courses is the same as or even better than the traditional way because students do not have to deal with the problems of traveling and face to face communication with instructors. These courses also offer review lessons on how the students can improve their chances in the licensing exams given by the government. Apart from being more convenient, these online courses also offer potential agents more opportunities since real estate courses on the different states are also offered. Given this new development, people who wish to be agents can now also avail of the benefits that the Internet offers.

Real Estate Courses provides detailed information on Online Real Estate Courses, Real Estate Agent Courses, Real Estate Appraisal Courses, Real Estate Broker Courses and more. Real Estate Courses is affiliated with Phoenix Real Estate Schools.

Wednesday, February 18, 2009

Is Your Child Protected By That Car Seat?


Is this the season for recalls?


A couple of days back, the National Highway Traffic and Safety Administration has announced the recall of hundreds of thousands of vehicles from two major auto manufacturers - Daimler Chrysler AG and the Ford Motor Company. However, it seems like another auto product is going to be recalled. If you are eyeing your newly purchased Mitsubishi OEM parts, then there is actually no need to worry. These products are not for recall.


It is really good that the Britax Child Safety, Inc. actually did a recall without the need for the NHTSA to be involved. They voluntary called back to their arms one of their child seat products - one model of their much purchased Boulevard child restraints with model number E9L57. According to the company, they are voluntarily recalling such a product because they have found out that such has been unable to comply with the safety regulations given out with regards to child seats.


If you have bought a Boulevard child restraint with the model number E9L57, you should do go first check if the product was produced from March 1st of this year up until the 1st of August. Products only produced during that period would be recalled. However, if you have other Britax products, then there is no need to worry for the company itself has said that there are no other products to be recalled.


What made Britax recall such products? Well, it is certainly a good thing that the company is doing random product evaluations. And on one of those, they were able to find out that the recalled model may be quite dangerous to the little child in it. They have found out that the top tether hook could actually open or even break during some situations. And if it does, of course, the passenger or the child in it could also fall down and get harmed.


Britax did several tests and they found out that the top tether hook actually opens or breaks during a certain situation. This was when the child restraint was actually installed facing the front. The tether was then attached to a dummy that was used in place of a child. So if the hook breaks during a crash, the restraint could move forward. Such increases the risk of injury and harm to the child.

About the Author

Monday, February 16, 2009

Missouri Mortgage What to Expect When Buying a Home in Missouri

Maybe you?re buying your first home in Missouri, or perhaps you?re relocating to Missouri from another state. Either way, it?s important that you educate yourself on Missouri home loans before shopping for a home and mortgage. This article explains what you?ll need to know before buying a home in Missouri:

The price of homes in Missouri varies widely between zip codes. For example, in Saint Peters, Missouri, the median price of a home in the summer of 2005 was $168,000; however, the median price of a home in Chesterfield, Missouri, was $225,000, and in Parkville, Missouri, it was $300,000. Overall, the median price of a home in Missouri is $89,900. Job growth rates in Missouri are about half that of the national average, and average interest rates in Missouri are above the national average.

Missouri is a non-community property state. Additionally, it is one of only 14 states that uses a ?Deed of Trust? as a mortgage. This means that a trustee holds the title of a house for a lender rather than the mortgage company itself.

Missouri?s Housing Assistance Programs offer mortgages with below-market interest rates and down payment assistance to veterans, and people with very low incomes or disabilities.

The Missouri Association of Community Action, Inc., offers a program to Missouri residents called the Missouri Building Assets Project (MBA). Participants in this program are given a savings account and attend money budgeting classes. They put money into a savings account every month with a savings goal in mind. Once they?ve reached their goal and attended a significant amount of budgeting classes, the MBA program leaders match their saved amount for use as a down payment on a home.

Jessica Elliott recommends that you visit Mortgage Lenders Plus.com for more information about Missouri Mortgage Rates and Loans.

Sunday, February 15, 2009

Nursing in Crisis: How Hospitals are Dealing with the Shortage


The Current State of Nursing


Healthcare delivery has undergone critical change over the last several years, and the nursing profession has changed along with it. The end result: A reduction in the supply of qualified, experienced nurses. Those who remain are working under conditions of heavier case loads, technological complexity and increased acuity of patients. A condition which once warranted a lengthy in-patient stay is now treated on an out-patient basis, largely because of managed care requirements.


According to Debbie Pickup, Director of Human Resources at Southcoast Healthcare System and a former R.N., The nurse's role of patient care is the same, but the importance has escalated. Since hospital stays are shorter, a patient who undergoes surgery used to stay for one week, but now only stays two to three days. Nurses must assist the patient to bring him or her to a functioning level and put together a plan to support the patient and assure quality care, while discharging sooner. According to Barbara Munro, Dean of Nursing at Boston College, Nurses have said that the problem has been the working conditions - too few nurses, not enough support, an uncertain future, and forced overtime.


The role of patient families has also changed in the last decade. Both patients and their families are more educated and involved in the process, according to David DeJesus, Vice President of Human Resources at Southcoast Healthcare System. Families used to trust the care of the patient to physicians and nurses; now it's common that family members stay 24 hours a day, ask questions about the care, and put more demands on the nurses.


Reasons for the Shortage


The current shortage in qualified, experienced nurses is not expected to improve over the next several years. In fact, the majority of senior level nurses and nurse managers are reaching retirement age. As they exit the profession, fewer nurses will be available or willing to assume a management role. The current climate of understaffing, 24-hour shifts, increased management responsibility, and increased acuity of patients often leaves younger nurses reluctant to fill the gap.


Dean Munro sees the problem continuing. Most nurses are around 45 years old, white, suburban women, 80% of whom are currently working full-time. As they retire, they often leave because they're burnt out; unfortunately, there are simply not enough nurses to replace them.


Only a few years ago, industry analysts were stating that there was an over supply of nurses - not so anymore. Why aren't there enough nurses to replace those who are retiring or leaving the profession? Hiring managers are finding that younger Baby Boomers and Generation Xers are no longer viewing nursing as a viable profession because of the difficult work environment combined with a desire for more control, quality and balance in their lives. In addition, women have more choices of fields to enter. As one 20-year nursing veteran put it, There are simply more options open to bright women interested in healthcare; before there was only nursing - now there is 'medicine'. I recently took my daughter to work one day, but frankly, I'm not encouraging her to become a nurse. The working conditions are horrendous, the responsibility is huge, patients are acute, and the workload index is high.


According to Dean Munro, the national level of enrollment for nursing is down, although applicants to Boston College have risen. Of 20,000 applicants, only the upper echelon (about 2,000) is accepted. Boston College, Yale, and other academic institutions are forming accelerated programs to attract those who wish to change careers. Accelerated programs enroll people who already hold bachelor's degrees in other fields into a one-year intensive nursing program or a two-year master's program. The average age range for program applicants is 25 to 35 years old.


Debbie Pickup from Southcoast Healthcare System witnessed an increase in the average age of incoming nurses. The age of new nurses used to be around 21 or 22; now graduates have varied ages, often in the mid-30's. For many of them, nursing is a second career. They enter into a more acute clinical environment, where patients are sicker and more complex. Although schools have changed the curriculum, entry level grads have only basic skills - there is a great gap in the readiness of the individual.


How Hospitals Attract and Retain Nurses


Hospitals must now compete with one another to attract and retain nurses in a very competitive market. Southcoast's DeJesus notes that some hospitals are using preceptor programs to ease the transition of new graduates into high-paced, technologically complex clinical settings. Since new grads need more clinical experience, many hospitals create a professional development transition program. In addition to a week-long orientation, this program combines classroom time, and practical time with an experienced staff member for six months. This mentor relationship helps with a gradual introduction. Preceptors are trained and compensated. Mentors are often volunteers. It is a supportive transition that has received a very positive response.


Hospitals have had to be flexible in their approach to overcome the shortage. Use of travel nurses, for example, fills gaps whenever needed. Many nurses, particularly older nurses, often work per diem to keep working without the pressure of a full-time commitment. During a shortage in the early 80's, some Boston-area hospitals even recruited nurses from other countries, such as Ireland. Other approaches include sign-on bonuses worth several thousands of dollars, referral bonuses, and flexible hours. Flexibility of hours may allow nurses to work three 16-hour days, for example, with the next four days off. For women with children, a flexible schedule can be very important.


Southcoast's Debbie Pickup adds, Most hospitals are now focusing on retention. It is becoming critical to pay attention to all factors that are important to RNs in the clinical setting: having a voice and the ability to have some control over the practice of nursing. For example, a unit council meeting takes place on a regular basis and identifies issues and concerns to patient care. Years ago the nurse manager addressed this issue. Now TQM requires that more people are included in the problem solving and decision-making. Staff members are more involved in operational issues. Although some individuals still prefer that management fix all the problems, for the most part it works quite well.


Pickup added, The professional relationship between the nurses and physicians plays a factor on retention of nurses. If there is a good relationship, one that is consultative, respectful, and supportive, then job satisfaction is increased. If, on the other hand, the relationship is not positive, there is a higher turnover in the nursing staff.


Dean Munro strongly suggests that hospitals work closely with the nurses to determine their needs and establish their value to the organization. Perhaps the best ICU ever created was when nurses worked with the architects to design the unit. They designed a better unit simply by talking with the nurses.


Her advice to hospital management: Work with the nurses to see what is needed to improve job satisfaction. The number one concern is not always salary - it has to do with improving working conditions, being recognized for what they do, and obtaining the opportunity to learn new things. Nurses need to get a sense that they have done a good job for their patients. Listen to the nurses. Empower them. Make them part of the process. That process will be improved and so will the quality of patient care.


This article is drawn from Phillips DiPisa's Thought Leadership Library. You can find more perspectives on managing today's complex healthcare organizations on our Web site at www.PhillipsDiPisa.com.




Phillips, DiPisa & Associates

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Hingham, MA 02043

telephone: 781-740-9064


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Copyright (c) 2007. Phillips, DiPisa & Associates.
About the Author

As a principal of Phillips DiPisa, Dan Phillips conducts executive leadership searches for the firm's healthcare clients. Before launching Phillips DiPisa, Dan held financial leadership positions at St. Elizabeth's Medical Center and Franciscan Children's Hospital, both in Boston. His strong track record of building long-term relationships demonstrates the trust clients place in him.